Every carrier estimate you receive has already been run through models built to minimize payout. ClaimDraft PA reads that Xactimate estimate against the actual policy, line by line, and hands you every citation-backed gap before you write the supplement.
The shift
Carrier estimating tools are tuned to apply every depreciation rule, every endorsement exclusion, every ACV substitution the policy allows. Consistently. On every file.
The gap between what was estimated and what the policy actually requires is buried in declarations pages, endorsement schedules, and cross-referenced exclusions most reviewers don't have time to reconcile line by line.
A thorough policy-to-estimate reconciliation takes hours per file when done by hand. Firms carrying real caseloads either skip depth or skip speed. ClaimDraft PA is built so you don't have to choose.
In development
Submit the carrier's Xactimate estimate and the homeowner policy. PDF only — no reformatting, no manual entry.
The Analyst reads both documents against six gap categories — coverage, valuation, missing endorsements, depreciation, ALE, and code upgrades — citing the exact policy language for each finding.
A second, independent pass checks every finding for citation accuracy and confidence before it reaches your report. Nothing ships unverified.
Every finding points to the exact section and page — not a paraphrase, not a summary. You'll be able to check our work in seconds.
A second review checks every finding before it reaches you. No single pass decides what goes in your report.
Access will require PA license attestation. This is professional-grade analysis, not a consumer claims tool.
Estimates analyzed from
ClaimDraft PA is in development for a limited early-access cohort of licensed public adjusters and firms. Get on the list to hear the moment it opens.